We now have 3 mortgages, one is just a 2nd house, the other 2 are investment loans for getaway leasing properties. All 3 have been in both wife and husband’s title. We have been opting for our 4th, while having our eyes for a fifth home.
My understanding had been we’re able to just hold 4 mortgages that are conventional legislation.
Our regional bank (with which we hold 1 home loan) has stated with them we are eligible for 3 more with them because we have only 1.